New Summer Hours! Our office will close at 3:00 pm on Fridays from May 26th thru September 1. Test Banner 2

Why you need to purchase a Personal Umbrella

Bulletin – Wednesday, May 14, 2008
Why do you need to purchase an umbrella? The New York Times can tell you.

 
A day in court can cost a lifetime’s work...
"Lawsuit" is a scary word to most of us. That's why we purchase personal liability insurance to protect ourselves and our families. However, many people assume their auto or home insurance will provide all the liability insurance they need. That’s not necessarily true!

Personal umbrella liability insurance provides you with an extra layer of personal liability insurance — in addition to home and auto insurance. And that can be important coverage if someone is injured in a vehicle accident, in your home or as a result of negligent actions.

Jury awards in personal liability lawsuits are unpredictable and often very expensive. With the strike of a judge’s gavel, all of our assets that we've worked so hard to obtain can be taken away — leaving our families exposed to financial ruin.

With a stand-alone personal umbrella policy, you can obtain auto or home coverage from any insurance company you choose. You just need to maintain minimum underlying coverage limits. Tuscano's has two different companies that can write coverage with all of these features:
  • Flexibility — choose from $1, $2, $3, and $5 million in liability limits
  • Availability — you have immediate access to the program regardless of the carrier providing the primary home and auto coverages
  • Affordability — we offer competitive premiums for all coverage limits
  • Friendly — broad underwriting guidelines means most people can easily qualify for the program
  • Easy — Receive a quote in minutes

Back to Top